Channels Transforming Remittances into Yield Engines

Channels Transforming Remittances into Yield Engines

Channels Transforming Remittances into Yield Engines

Stablecoins enable overseas workers to send money home instantly and cheaply. Pre-funded and idle balances are deployed into RWAs, transforming remittances into a source of wealth.

Stablecoins enable overseas workers to send money home instantly and cheaply. Pre-funded and idle balances are deployed into RWAs, transforming remittances into a source of wealth.

Stablecoins enable overseas workers to send money home instantly and cheaply. Pre-funded and idle balances are deployed into RWAs, transforming remittances into a source of wealth.

PARTNERS

The largest payments infrastructure provider in the Philippines. Built real-time gross system system for the Central Bank.

PARTNERS

PARTNERS

The largest payments infrastructure provider in the Philippines. Built real-time gross system system for the Central Bank.

The largest payments infrastructure provider in the Philippines. Built real-time gross system system for the Central Bank.

PROBLEM

PROBLEM

PROBLEM

Remittances are slow and costly; fees and FX erode value, while pre-funded and received balances sit idle without earning yield.

Remittances are slow and costly; fees and FX erode value, while pre-funded and received balances sit idle without earning yield.

Remittances are slow and costly; fees and FX erode value, while pre-funded and received balances sit idle without earning yield.

SOLUTION

SOLUTION

SOLUTION

Stablecoin rails: transfers in USDC/USDT settle instantly with near-zero FX leakage.

Stablecoin rails: transfers in USDC/USDT settle instantly with near-zero FX leakage.

Stablecoin rails: transfers in USDC/USDT settle instantly with near-zero FX leakage.

Pre-funded balances: Omnipay’s float deployed into low-risk tokenized assets (e.g., T-bills via Ondo USDY, BlackRock BUIDL).

Pre-funded balances: Omnipay’s float deployed into low-risk tokenized assets (e.g., T-bills via Ondo USDY, BlackRock BUIDL).

Pre-funded balances: Omnipay’s float deployed into low-risk tokenized assets (e.g., T-bills via Ondo USDY, BlackRock BUIDL).

Post-remittance balances: recipient wallets auto-earn yield on idle stablecoin holdings until cashed out.

Post-remittance balances: recipient wallets auto-earn yield on idle stablecoin holdings until cashed out.

Post-remittance balances: recipient wallets auto-earn yield on idle stablecoin holdings until cashed out.

Programmable Vaults: manage distribution and settlement, ensuring compliance and liquidity.

Programmable Vaults: manage distribution and settlement, ensuring compliance and liquidity.

Programmable Vaults: manage distribution and settlement, ensuring compliance and liquidity.

RWA layer: capital is secured in tokenized, transparent, low-volatility assets.

RWA layer: capital is secured in tokenized, transparent, low-volatility assets.

RWA layer: capital is secured in tokenized, transparent, low-volatility assets.

WHY NOW

WHY NOW

WHY NOW

Stablecoins are gaining regulatory approval. Annual remittance volumes exceed $900B with the global workforce increasingly dispersed. 

Stablecoins are gaining regulatory approval. Annual remittance volumes exceed $900B with the global workforce increasingly dispersed. 

Stablecoins are gaining regulatory approval. Annual remittance volumes exceed $900B with the global workforce increasingly dispersed. 

IMPACT

IMPACT

IMPACT

Transfers are cheaper and faster, recipients earn on balances, money transfer operators monetize the float. TBook makes remittances a scalable, profit-generating network.

Transfers are cheaper and faster, recipients earn on balances, money transfer operators monetize the float. TBook makes remittances a scalable, profit-generating network.

Transfers are cheaper and faster, recipients earn on balances, money transfer operators monetize the float. TBook makes remittances a scalable, profit-generating network.