Turning Credit Scores into RWA Distribution Channels

Turning Credit Scores into RWA Distribution Channels

Turning Credit Scores into RWA Distribution Channels

TBook's WISE Credit Score brings reputation and KYC on-chain. Issuers can now target RWAs to verified, high-score users, distributing assets with built-in compliance.

TBook's WISE Credit Score brings reputation and KYC on-chain. Issuers can now target RWAs to verified, high-score users, distributing assets with built-in compliance.

TBook's WISE Credit Score brings reputation and KYC on-chain. Issuers can now target RWAs to verified, high-score users, distributing assets with built-in compliance.

PARTNERS

Leading issuer of RWA-backed tokens, onboarding a broad range of institutional-grade RWAs on chain.

PARTNERS

PARTNERS

Leading issuer of RWA-backed tokens, onboarding a broad range of institutional-grade RWAs on chain.

Leading issuer of RWA-backed tokens, onboarding a broad range of institutional-grade RWAs on chain.

PROBLEM

PROBLEM

PROBLEM

RWA issuers can’t easily target eligible, trustworthy users. Retail investors repeat KYC for each issuer and lack portable reputations to unlock better products.

RWA issuers can’t easily target eligible, trustworthy users. Retail investors repeat KYC for each issuer and lack portable reputations to unlock better products.

RWA issuers can’t easily target eligible, trustworthy users. Retail investors repeat KYC for each issuer and lack portable reputations to unlock better products.

SOLUTION

SOLUTION

SOLUTION

KYC-as-signal: completing verification upgrades a user’s WISE Score, making compliance portable across issuers.

KYC-as-signal: completing verification upgrades a user’s WISE Score, making compliance portable across issuers.

KYC-as-signal: completing verification upgrades a user’s WISE Score, making compliance portable across issuers.

WISE Credit Score: tracking on-chain wealth, linked identities, social following, and engagement footprint.

WISE Credit Score: tracking on-chain wealth, linked identities, social following, and engagement footprint.

WISE Credit Score: tracking on-chain wealth, linked identities, social following, and engagement footprint.

Behavioral data: contributions, staking, trading history all feed into a dynamic score.

Behavioral data: contributions, staking, trading history all feed into a dynamic score.

Behavioral data: contributions, staking, trading history all feed into a dynamic score.

Targeted distribution: issuers can airdrop, whitelist, or gate products for users with high WISE Scores—ensuring assets reach credible holders.

Targeted distribution: issuers can airdrop, whitelist, or gate products for users with high WISE Scores—ensuring assets reach credible holders.

Targeted distribution: issuers can airdrop, whitelist, or gate products for users with high WISE Scores—ensuring assets reach credible holders.

Asset Coverage:

  • RWAs like BridgeFi’s tokenized bridge loans 

  • RWA-backed tokens like rcUSD that give stablecoin exposure to underlying real-world collateral.

Asset Coverage:

  • RWAs like BridgeFi’s tokenized bridge loans 

  • RWA-backed tokens like rcUSD that give stablecoin exposure to underlying real-world collateral.

Asset Coverage:

  • RWAs like BridgeFi’s tokenized bridge loans 

  • RWA-backed tokens like rcUSD that give stablecoin exposure to underlying real-world collateral.

Programmable Vault: TBook distributes RWAs at scale, with compliance embedded in the identity layer.

Programmable Vault: TBook distributes RWAs at scale, with compliance embedded in the identity layer.

Programmable Vault: TBook distributes RWAs at scale, with compliance embedded in the identity layer.

WHY NOW

WHY NOW

WHY NOW

Tokenized RWAs are projected to hit $6T in value by 2030. Embedding KYC and eligibility inside a portable credit score transforms fragmented onboarding into a unified distribution channel.

Tokenized RWAs are projected to hit $6T in value by 2030. Embedding KYC and eligibility inside a portable credit score transforms fragmented onboarding into a unified distribution channel.

Tokenized RWAs are projected to hit $6T in value by 2030. Embedding KYC and eligibility inside a portable credit score transforms fragmented onboarding into a unified distribution channel.

IMPACT

IMPACT

IMPACT

TBook helps RWA issuers target verified, high-score users. The WISE score gives retail investors a passport to inclusion and better yields.

TBook helps RWA issuers target verified, high-score users. The WISE score gives retail investors a passport to inclusion and better yields.

TBook helps RWA issuers target verified, high-score users. The WISE score gives retail investors a passport to inclusion and better yields.